The US Department of Housing and Urban Development offers many Grants For Home Owners to assist people in buying their first home. The housing grant often is awarded in the form of either down payment / closing costs assistance on a government insured and guaranteed mortgage – or it can also be awarded in the form of low to no interest mortgage loan for low / moderate income families. Thus saving them thousands of dollars on purchase of their first home. Based on your gross household income, you may qualify for a homebuyer and down payment assistance program.

Rural Housing Assistance
The Rural Housing Service provides a number of homeownership opportunities to rural Americans, as well as programs for home renovation and repair. RHS also makes financing available to elderly, disabled, or low-income rural residents of multi-unit housing buildings to ensure they are able to make rent payments.

Rent Payment Grants
Rental assistance programs provide rental vouchers to assist with rental payments, rental properties, and/or assistance with security deposits. Normally, each state administers its programs and services through a network of organizations, and does not fund individuals directly. American Financial Solutions can help you identify the list of participating foundations and agencies in your area – who can be contacted to assist you with rent payment assistance.

Home Improvement Grants
Whether you want to fix a faucet or add a new addition to your home, you need to know the facts and the pitfalls of home improvements. There are some federal housing grant programs as well as certain community based housing grant programs that are offered by the government to assist home-owners in renovating their homes or making house repairs.

In most cases, the grants offered by the government are offered indirectly, in the form of interest-rate-reduction on your house repair loan to a considerably low figure. Sometimes even to zero percent interest rate. Based on your gross household income, you may qualify for a home renovation grant / loan program.

Housing Assistance for Elderly & Disabled People
The Public Housing Program is one of several Federal Rent Assistance Programs established to provide decent and safe rental housing for eligible low-income families, the elderly, and persons with disabilities. Public housing comes in all sizes and types, from scattered single-family houses to high-rise apartments for elderly families.

The U.S. Department of Housing and Urban Development (HUD) administers Federal aid to local Housing Agencies (HAs) that manage the housing for low-income residents at rents they can afford. HUD furnishes technical and professional assistance in planning, developing and managing these developments.

There are approximately 1.3 million households living in public housing units managed by some 3,300 HAs, which, within Federal guidelines, set eligibility standards and determine rent payments.

Veterans Home Grant Programs
Veterans or service members who have specific service-connected disabilities may be entitled to a grant from the Department of Veterans Affairs (VA) for the purpose of constructing an adapted home or modifying an existing home to meet their adaptive needs. The goal of the Specially Adapted Housing (SAH) Grant Program is to provide a barrier-free living environment that affords the veterans or service members a level of independent living he or she may not normally enjoy.

There are two types of grants administered by VA, which are available to assist severely disabled veterans or servicemembers in adapting housing to their special needs.

The Specially Adapted Housing Grant Grant is available to severely disabled veterans or service members who are entitled to a home especially adapted for their needs due to loss of mobility. Under this entitlement, a temporary grant (TRA) may be available to veterans who are/will be temporarily residing in a home owned by a family member.

The Special Housing Adaptations Grant is available to veterans or service members who are entitled to home adaptations due to blindness in both eyes with 5/200 visual acuity or less, or includes the anatomical loss or loss of use of both hands. Under this entitlement, a temporary grant (TRA) may be available to veterans who are/will be temporarily residing in a home owned by a family member.

Affordable Housing Developors’ Assistance Program
Each state’s Housing Finance Agency (HFA) offer financing to for-profit and not-for-profit developers to encourage the construction and preservation of affordable housing in communities across the state. In some states, mortgaege insurance is also offered to lenders of low-income & multifamily housing.

Home Owner’s Grant Application & Securing Specialists

Grant Writers & Specialists

Grant Securing Specialists assist members to source untapped grants from a wide variety of sources. Some of these sources are researched and found in local states and not posted over the internet. Applying for “common knowledge grants” will often have greater competition. Grant securing specialists search for “not-well-publicized” grants and demonstrate the best way to successfully apply for these grants in writing.  This can potentially increase the chances of you receiving the grants you want. Read More >>>